Apartments for sale in Podgorica to live in and invest
The most interesting apartments on sale now, from a studio in a new building to an apartment with a terrace in City Kvart, price per m² and yield by area, costs on top of the price and residence through owning a home.
In 2026 a square metre of an apartment in Podgorica costs about $2,780 (2,470 euros) in listings, and by area from $2,470 in the centre to $3,350 in City Kvart. Long-term letting brings 4.9% a year before tax, and 5.4% in the centre. A studio costs $58,000, and a home from $169,000 gives residence.
Below are the most interesting offers on sale now, price per m² and rental yield by area, and all the costs on top of the price. A manager will find a property for your requirements.
The market in brief
Data for 2026.
What apartments are for sale in Podgorica
The most interesting apartments from $58,000 to $370,000 in the centre, City Kvart, Block 9, Konik, Pobrežje and Stari Aerodrom, from a studio to let to a new apartment with a garage. A manager will find an apartment for your requirements and send the documents, floor plans and similar options in the chat.
A furnished 25 m² studio in a new building by Cetinjski Put
$58,000
A 25 m² studio on the lower ground floor of a new building by Cetinjski Put in the west of the city: a kitchen, a living area, a bathroom and a separate toilet, with windows facing west. Furniture and appliances are included in the price, and title is registered in the cadastre. A square metre here costs $2,330 (2,080 euros), 16% below the Podgorica median of $2,780, and long-term letting across the city brings 4.9% a year before tax.
A furnished 39 m² one-bedroom in Block 9
$84,000
A 39 m² apartment on the lower ground floor of a small building with its own parking on Tivatska Street in Block 9, close to schools and kindergartens: an entrance hall, a living room with a dining area and kitchen, a bedroom and a bathroom, with no terrace. It is sold furnished with air conditioning. A square metre here costs $2,160 (1,920 euros), 23% below the median for Preko Morače and the Blocks of $2,820, and the long-term rental yield here is 5.0% a year before tax.
A furnished 37 m² one-bedroom with parking in City Kvart
$123,000
A 37 m² apartment on the 1st floor of a residential and office building with a lift in City Kvart: a living room opening onto a terrace, a separate bedroom, a kitchen, an entrance hall and a bathroom, with windows facing east. It is sold with furniture and appliances, ready to move into, a parking space behind a barrier is included in the price, and title is registered in the cadastre. Faculties, shops and restaurants are nearby. A square metre here costs $3,340 (2,970 euros), in line with the City Kvart median of $3,350, and the long-term rental yield here is 4.8% a year before tax.
A 56 m² two-bedroom in a new building in Konik
$157,000
A 56 m² apartment on the 1st floor of a new building at the start of the Konik quarter, 200 m from the Catholic church: an entrance hall, a living room with a dining area and kitchen, two bedrooms, a bathroom, a separate toilet and a terrace. Nobody has lived in it yet, it is sold furnished with air conditioning, and a parking space is included in the price. A square metre here costs $2,810 (2,500 euros), 1% above the median for Tuški Put, Pobrežje and Konik of $2,770.
A 68 m² two-bedroom on Marka Miljanova Street
$166,000
A 68 m² apartment on the 2nd floor of a building on Marka Miljanova Street in central Podgorica: an entrance hall, a living room with a dining area and kitchen, two bedrooms, a bathroom and a terrace, with windows facing south-east. It has air conditioning, and the wardrobes and kitchen units stay. A square metre here costs $2,440 (2,180 euros), 1% below the median for the centre and Stara Varoš of $2,470, and the long-term rental yield here is 5.4% a year before tax, the highest in the city.
A 65 m² two-bedroom with a garage in a new building in Pobrežje
$213,000
A 65 m² apartment on the 1st floor of a five-storey new building with a lift in Pobrežje: two bedrooms and two bathrooms, parquet floors, sold furnished, its own garage space is included in the price, and title is registered in the cadastre. A square metre here costs $3,280 (2,920 euros), 18% above the median for Tuški Put, Pobrežje and Konik of $2,770, and by price the apartment meets the residence threshold.
A 68 m² two-bedroom with two terraces and a garage
$225,000
A 68 m² apartment on the 2nd floor of a new building with a lift in Stari Aerodrom: an entrance hall, a living room with a dining area and kitchen, two bedrooms, a bathroom, a separate toilet and two terraces. It is sold furnished, and a garage space and a parking space behind a barrier are included in the price. A square metre here costs $3,300 (2,940 euros), 24% above the Stari Aerodrom median of $2,660, and by price the apartment meets the residence threshold.
A 79 m² two-bedroom with a terrace and a garage in City Kvart
$370,000
A 79 m² apartment on the 5th floor of a new building in City Kvart: a living room, dining area and kitchen in one open space, two bedrooms both opening onto the terrace, a bathroom and a separate toilet, with an open view from the terrace. It is sold furnished with a multi-split system, and a private lock-up box in the underground garage comes with the apartment. Schools, kindergartens, pharmacies, restaurants and office buildings are nearby. A square metre here costs $4,690 (4,180 euros), 40% above the City Kvart median of $3,350.
How much a square metre costs in Podgorica areas
A square metre of an apartment in Podgorica costs about $2,780 (2,470 euros) in listings, and $3,350 in City Kvart, a new district of office buildings and new residential buildings. In Tološi and on Dalmatinska Street a square metre costs $3,010, in Gorica $2,990, and in Preko Morače and the Blocks $2,820. A square metre is cheapest in the centre and Stara Varoš, $2,470: apartments there are sold in old buildings, mostly with street parking, and there are almost no new buildings. So we value an apartment by its area, not by the city.
| Area | Per m², $ | Per m², euros | 60 m² apartment, $ |
|---|---|---|---|
| City Kvart | $3,350 | 2,990 | $201,000 |
| Tološi and Dalmatinska | $3,010 | 2,680 | $181,000 |
| Gorica | $2,990 | 2,670 | $180,000 |
| Preko Morače and the Blocks | $2,820 | 2,510 | $169,000 |
| Ljubović | $2,800 | 2,500 | $168,000 |
| Tuški Put, Pobrežje and Konik | $2,770 | 2,470 | $166,000 |
| Momišići | $2,750 | 2,450 | $165,000 |
| Zagorič | $2,740 | 2,440 | $164,000 |
| Zabjelo | $2,690 | 2,400 | $162,000 |
| Stari Aerodrom | $2,660 | 2,370 | $160,000 |
| Centre and Stara Varoš | $2,470 | 2,200 | $148,000 |
| Whole city | $2,780 | 2,470 | $167,000 |
Data for 2026: areas are medians of the price per m² in apartment sale listings on 20 October 2026, all of Podgorica is the median price per m² in all apartment sale listings in Podgorica on the same date, with repeat listings of the same apartment removed. Dollars at 1.1225 per euro.
What rental yield an apartment in Podgorica gives
Gross long-term rental yield in Podgorica is 4.9% a year before tax. It is highest in the centre and Stara Varoš, 5.4%: a square metre there is the cheapest, and apartments in the centre are rented all year round. Zabjelo, Zagorič and Preko Morače with the Blocks bring 5.0% each. Yield is lowest in Tološi and on Dalmatinska Street, 4.1%: a square metre there is more expensive, and rents lag behind prices.
| Area | Monthly rent of a 60 m² apartment | Yield a year |
|---|---|---|
| Centre and Stara Varoš | $670 (600 €) | 5.4% |
| Zabjelo | $670 (600 €) | 5.0% |
| Zagorič | $680 (600 €) | 5.0% |
| Preko Morače and the Blocks | $700 (630 €) | 5.0% |
| Ljubović | $680 (610 €) | 4.9% |
| City Kvart | $810 (720 €) | 4.8% |
| Stari Aerodrom | $600 (540 €) | 4.5% |
| Tuški Put, Pobrežje and Konik | $630 (560 €) | 4.5% |
| Gorica | $670 (600 €) | 4.5% |
| Momišići | $590 (520 €) | 4.3% |
| Tološi and Dalmatinska | $620 (550 €) | 4.1% |
| Whole city | $670 (600 €) | 4.9% |
Data for 2026: rent is the median monthly rent per m² in long-term apartment rental listings in the area on 20 October 2026 multiplied by 60 m², the area yield is the annual rent per m² divided by the median price per m² in sale listings, and for all of Podgorica the same across all city listings. Daily letting is not included. The yield is gross, before rental income tax, building costs and vacancy.
Apartments in Podgorica are rented all year round by students, civil servants and staff of embassies and companies: the capital is home to the government, the university and company head offices. Rental income is taxed at 15% plus a capital city surtax of up to 15% of the tax amount. The annual property tax is 0.25-1% of the market value by municipal decision.
In 2023 Russia suspended the main articles of its double taxation agreement with Montenegro, so the tax on rent is paid in Montenegro. Rates and examples are on the page Montenegro taxes.
What costs to add to the price of an apartment
The main payment on resale is the transfer tax: 3% up to $169,000 (150,000 euros), 5% on the part of the price up to $562,000 (500,000 euros) and 6% on the part above. For an apartment at $225,000 (200,000 euros) it is $7,860 (7,000 euros), 3.5% of the price. In a new building from a developer, 21% VAT is already in the price and there is no transfer tax.
| Payment | Apartment for $225,000 (200,000 euros) | Share of price |
|---|---|---|
| Transfer tax on resale | $7,860 (7,000 euros) | 3.5% |
| Notary | by tariff from the deal price | by tariff |
| Registration of title in the cadastre | cadastre fee | by tariff |
| New building from a developer | 21% VAT already in the price | no transfer tax |
Data for 2026: the transfer tax is calculated on the market value assessed by the tax administration, which can be higher than the contract price; a notary certifies the sale contract, and title is confirmed by a cadastre extract. A manager will calculate the costs for a specific apartment.
In Podgorica the apartment is checked against the cadastre before the deposit
Mistakes cost more than the tax: a smaller area registered in the cadastre than in the listing, an apartment in a building still under construction instead of finished ownership, a building without an occupancy permit, a tax value below $169,000 (150,000 euros) that does not give residence, or debts on property tax and utility bills. Murblz support removes these risks: we find an apartment, check the cadastre, encumbrances, permits and the seller, check the tax value before the deposit, and handle the deal at the notary up to the title registration and residence permit documents together with locally licensed partners.
The cost of support depends on the budget and the goal of the purchase; a manager will calculate it in the chat.
Does buying an apartment give a residence permit
Yes, from $169,000. An owner of a home with a tax value of at least $169,000 (150,000 euros) receives a temporary residence permit, renewed while the home stays in their ownership. The tax value is set by the tax administration and does not always match the contract price, so an apartment near the threshold is checked before the deposit. By price, the apartments in the cards from the apartment in Pobrežje for $213,000 to the apartment in City Kvart for $370,000 meet the threshold.
From 1 November 2026 citizens of Russia and Belarus need a visa to enter Montenegro, and a residence card replaces it. Spending more than 30 days in a row outside Montenegro ends a residence permit based on a home, so trips are planned in advance; permanent residence is granted after 5 years of continuous living in the country. More on the page Montenegro residence permit.
How we find an apartment
- Goal and budget: living in the capital, letting, a residence permit or all of these. The manager clarifies the area, the size, the floor, parking and how you will pay.
- Shortlist: apartments at the seller's price, with the construction stage for new buildings and a yield calculation from rents in the area.
- Checks: the cadastre extract and encumbrances, the occupancy permit of the building, the tax value for the residence permit, and debts on property tax and utility bills.
- Deal in person or by power of attorney: a contract with a deposit, the sale contract at the notary, the transfer tax, the cadastre entry and residence permit documents.
The manager sends the shortlist in the chat, with the sellers' prices on the date of the shortlist.
Find an apartment in Podgorica
Read also
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- Podgorica: city and relocation guide 2026
- Buying a flat in Montenegro in 2026: prices, tax, residency
- How to get a Montenegro residence permit in 2026
All countries and budgets compared - on the page Investment property abroad.
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Don’t want to figure this out alone?
We handle the whole process end to end: we shortlist properties for your goal, run legal checks and support the deal through to registration. Ask your question in the chat: the free consultation starts right here. Legal representation before authorities and courts is handled by Murblz specialists together with locally licensed partners.
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