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Turkish citizenship by investment: how to get it in 2026

A home from $400,000 by valuation gets the whole family a passport in 4-8 months, with no relocation or exam. You can sell it after 3 years.

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from $400,000investment
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Turkey is one of the few countries where citizenship by investment is open to Russian citizens: there is no special ban, and you do not need to live in the country or pass an exam. The money is not spent: it stays in property, a deposit or a business. Below are the investment options, the total in dollars for the whole path and how citizenship differs from a property-based residence permit.

Calculator

Price a second citizenship for your family

An advertised passport price is like an airfare without luggage: due diligence on every family member, fees and the passports themselves come on top. The calculator adds it all into one dollar total for the whole route.

The calculator runs in a browser with JavaScript. Below is a table with the total for each programme for one adult and for a family of four.

Legal framework

The program is governed by Article 20 of the Regulation on the Implementation of the Turkish Citizenship Law (Law No. 5901). Specific investment requirements were set by Presidential Decree No. 106.

Applications are processed by the General Directorate of Civil Registration and Citizenship Affairs, together with the Ministry of Environment, Urbanization and Climate Change, the Banking Regulation and Supervision Agency (BDDK), and the Ministry of Industry and Technology. Investors must prove a clean criminal record and the legality of funds.

Investment options

  • Real estate purchase - minimum $400,000, confirmed by an appraisal report, held for at least 3 years with a restriction on sale.
  • Bank deposit - at least $500,000 in a Turkish bank for a minimum of 3 years.
  • Government bonds or securities - at least $500,000, held for a minimum of 3 years.
  • Job creation - a business creating at least 50 jobs for Turkish citizens, verified by the Ministry of Family, Labour and Social Services.

All applications undergo due diligence, financial verification and national security checks.

For comparison, Egyptian citizenship is also granted for investment, from $250,000, but its passport opens only 49 destinations without a visa.

How much Turkish citizenship costs in 2026

  • Property - from $400,000 per a licensed appraiser's report, not the contract price.
  • Title deed fee - 4% of the price, split by law between seller and buyer, though buyers often pay it all. Up to $16,000 for a $400,000 property.
  • VAT on new builds - up to 20%. Non-residents paying in foreign currency from abroad may qualify for an exemption; we check the terms before the deal.
  • Valuation and certificate of conformity - a few hundred dollars.
  • Lawyer and notary - by agreement, usually a few thousand dollars, plus translations and apostilles of family documents.
  • Residence permit and health insurance - the card fee and a policy, a few hundred dollars per person.
  • Passport and ID card - government fees, a few hundred dollars per family.
  • Turkish company registration with us - from $5,630 per our service catalogue if you choose the business route.
  • Murblz programme support - a manager will calculate the cost in the chat; it depends on the investment type and family.

Every item is broken down in how much Turkish citizenship costs. We will work out the total for your family in the chat.

The $400,000 stays yours; money is lost on mistakes in the deal

The law does not prevent applying for Turkish citizenship on your own. But mistakes cost more than the fees: a valuation below $400,000 even when the contract price is higher, money transferred without the bank's currency sale certificate, a property already used for citizenship, a sale before 3 years. Murblz support removes these risks: Murblz specialists check the property and valuation before the deposit and handle the deal, the bank certificate, the certificate of conformity and the filing for the whole family. We guarantee professional work and a transparent process, and in most cases a result on the first filing.

The support fee depends on the investment type and family size; a manager will calculate it in the chat.

Get a support quote

Compare with all programs: second passport cost in 2026

How much Turkish citizenship costs per family member

A property from $400,000 covers the spouse and children under 18. Adult children and parents need their own investment. The title deed fee is 2% of the price on the buyer's side, and a 10-year passport costs about $310 per person.

WhoPropertyTitle deed feePassport
Main applicant$400,000$8,000$310
Spouseincludednone$310
Child under 18includednone$310
Child aged 18 or overneeds own investment--
Parentneeds own investment--

We will calculate online the full cost for your family: the contribution, fees for each member and due diligence.

Calculate online

What the whole path to a passport costs

Example for a family of four buying a home: a property for $400,000 and about $30,000 on top - title deed fee, valuation, lawyer, translations, residence permits and passports. In total about $430,000, of which $400,000 stays yours as property.

Through a deposit, bonds or funds the threshold is higher at $500,000, but there is no title deed fee or purchase taxes. The money comes back after 3 years.

Residence or citizenship by property: which to choose

A home from $200,000 gives only a residence permit, from $400,000 a passport. The price difference is twofold, and the difference in rights is fundamental.

RouteThresholdWhat it givesTimeTotal for a family of 4
Residence by propertya home from $200,000 by valuationa renewable residence permit1-2 months~$210,000
Citizenship by propertya home from $400,000 by valuationa passport for the whole family4-8 months~$430,000
Naturalisation after residence5 years in the country and Turkisha passportfrom 5 yearsliving costs and fees

Residence suits those who want to live in Turkey and are in no hurry for a passport. Citizenship suits those who need a second passport now and without an exam. How to choose a flat is covered in buying a flat in Turkey.

What Turkish citizenship gives

  • Living and working in Turkey without a residence or work permit.
  • A passport for the family: your spouse and children under 18 get citizenship with you.
  • A US business visa under the trade and investment treaty between the US and Turkey.
  • Dual citizenship: your Russian passport is kept; the Interior Ministry must be notified within 60 days.

What the passport does not give is visa-free Schengen: Turkish citizens need a visa for the European Union. Taxes depend not on the passport but on where you live, see taxes in Turkey.

Documents and where to get them

  • Passports for the whole family with notarised Turkish translations.
  • Birth certificates for the applicant and children, showing parents' names, from the civil registry, with duplicates if lost. Apostille and translation.
  • Marriage certificate - apostilled and translated.
  • Photos to the Turkish standard.
  • Police certificate - if requested, from your country of citizenship.
  • Deal documents - land registry extract with the sale restriction, appraisal report, the bank's foreign exchange certificate, the certificate of conformity.
  • Short-term residence permit and tax number.

Requirements and common refusals

  • Valuation below the threshold. If the appraiser values the property below $400,000, it does not qualify, even if you paid more.
  • Money not routed through a bank or without a foreign exchange certificate.
  • The property was already used for citizenship or bought from a foreigner who got a passport through it.
  • Land without buildings does not qualify.
  • Security check - links to sanctioned persons, wanted notices, immigration violations in Turkey.
  • Selling before 3 years - grounds for revoking citizenship.

Taxes

A passport alone does not make you tax resident. You become resident by living in Turkey for more than 6 months in a calendar year or moving your home there.

  • Income tax for residents - from 15% to 40%.
  • A 20-year exemption. Under the law published on 4 June 2026, new residents who had no Turkish domicile or tax liability in the previous 3 years pay no tax on foreign income for 20 years and do not declare it.
  • Inheritance and gift tax for such residents under the new law - 1%.
  • Property tax - 0.1-0.6% of the cadastral value a year, with an extra tax on expensive homes.
  • Selling property within 5 years of ownership is taxed on the gain.

Turkey has a double tax treaty with Russia.

What changes in 2026

  • A 20-year exemption for new residents' foreign income and 1% inheritance and gift tax - under the law of 4 June 2026.
  • A tax amnesty. Until 31 July 2027 you can declare assets abroad and in Turkey with a 5% tax, less if invested in Turkish assets.
  • Programme thresholds are unchanged: $400,000 for property and $500,000 for the other routes.
  • Stricter checks of valuations and source of funds; deals at inflated prices do not pass.

Military service

Under the military service law, male Turkish citizens aged 20 to 41 must serve. Those who acquire citizenship at 22 or older are exempt. Investors' sons who get a passport before 22 serve on general terms with a deferral, and those living abroad can complete service through a foreign-currency payment and short training. If you have sons aged 15-21, take this into account when choosing a programme.

Alternatives to compare

How we work

  1. We check your family, source of funds and military service risks.
  2. We find a property and check the title, valuation and history.
  3. We handle the deal, currency conversion and certificate of conformity.
  4. We arrange residence permits, file for citizenship and support the review.
  5. We help with tax residence and the new exemption.

We fix our fee in writing after a consultation.

Benefits of Turkey citizenship by investment

Dual citizenship

Turkey officially allows multiple citizenships - you may retain your original nationality.

Visa-free travel

A Turkish passport allows visa-free or visa-on-arrival travel to about 90 countries, including Japan, South Korea, Singapore and most of Latin America.

Multiple investment options

Real estate, bank deposits, securities or a business investment - flexibility for investors with different priorities.

Business and tax benefits

Free trade zones, double-taxation treaties with more than 80 countries, and a corporate tax rate reduced to 20% in 2024.

How to obtain citizenship: step by step

Preparing documents - 2-4 weeks

You collect passports with notarised translations, apostilled birth and marriage certificates translated into Turkish. You get a tax number and open a Turkish bank account in 1-3 days.

Choosing and buying a property - 3-8 weeks

Search, title check, valuation by a licensed appraiser, currency conversion through a bank with a foreign exchange certificate, and registration at the land registry with a 3-year sale restriction.

Certificate of conformity - 2-4 weeks

Confirmation of the investment: from the land registry on behalf of the Ministry of Environment and Urbanisation for property, from the banking regulator for deposits, from the relevant ministry for business.

Residence permit and citizenship application - 2-4 weeks

You obtain a short-term residence permit for yourself and your family, then file with the citizenship directorate of the Turkish Interior Ministry, in person in Turkey or through a consulate.

Review and passport - usually 4-8 months

The file goes through a security check. After the presidential decision you receive a Turkish passport and ID card in Turkey or at a consulate.

FAQ

How much does Turkish citizenship by investment cost in 2026?
The minimum is property from $400,000 by valuation or a deposit from $500,000. For a family of four buying a home the whole path comes to about $430,000, of which $400,000 stays yours as property.
Can I get Turkish citizenship through property?
Yes, for a home from $400,000 by valuation report with a 3-year ban on selling. A home from $200,000 gives only a residence permit.
What does Turkish citizenship give?
The right to live and work in Turkey, a passport for your spouse and children and a US business visa under a treaty between the two countries. A Turkish passport does not give visa-free Schengen.
What is the minimum investment required?
$400,000 for real estate or $500,000 for deposits, bonds, or business creation.
Can I include my family?
Yes. The investor's spouse and children under 18 can be included in the same application.
How long does the process take?
Usually 4-8 months from purchase to passport: the deal and certificate take 1-3 months, the review another 3-6 months.
Can I sell my property later?
Yes, after 3 years. Selling earlier may result in the loss of citizenship.
Is the program safe and legal?
Yes, it is officially established by Presidential Decree and recognized internationally as a legitimate form of naturalization through investment.
Can Russian citizens get Turkish citizenship by investment?
Yes, there is no separate ban. Russian citizens are among the most frequent applicants, and their security check follows the general rules.
How much does it cost on top of the investment?
The 4% title deed fee, valuation, lawyer, translations, residence permits and passports. For a $400,000 property costs are usually $20,000-30,000; we will calculate precisely in the chat.
Will I or my son be called up for military service?
Not if you acquire citizenship at 22 or older. Sons who get a passport before 22 serve on general terms, and those living abroad can complete service through a foreign-currency payment.
Do I have to pay tax in Turkey?
Only if you become tax resident. From 2026 new residents pay no tax on foreign income for 20 years.

About 90 visa-free countries with a Turkish passport

Visa-free / visa on arrival

JapanSouth KoreaSingaporeHong KongMost of Latin Americaand others

Services

Murblz services in Turkey

A passport or residence permit opens the door, but life behind it is awkward without a bank account and a roof over your head. Murblz specialists help with the account, property and company in the same country. The quote is fixed in writing before work starts.

Is a Turkish passport through property right for you?

We pick a property or another qualifying investment for Turkish citizenship, check the valuation and developer and handle the family's passports. The catalogue lists every route to a second passport.

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The Murblz consultant replies straight away in the chat on this page. Describe your situation and we will work it out together.

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