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Investment property: Morocco

Morocco has several markets: Marrakech, Casablanca, Tangier, Rabat and the Atlantic coast resorts.

A foreigner buys an urban flat, house or riad on the same terms as a citizen; agricultural land is sold to foreigners with restrictions under a 1975 decree. Morocco gives no residence or citizenship for buying property: people buy here to live, let and preserve capital.

Buyer costs

PaymentAmount
Registration duty4% of the home price
Land registry fee1.5% of the price plus MAD 200
Notaryabout 1% of the price, at least MAD 2,500, ~$260, plus 10% VAT on the fee

The rates are the same for foreigners and citizens. It is better to bring purchase money from abroad through a convertible dirham account: then on sale the investment and profit can be repatriated under the Exchange Office guarantee.

We will calculate online the full purchase cost for your budget: taxes, fees and transaction costs.

Calculate online

Owner taxes

What happensTax
Renting outthe 0-37% scale after a 40% deduction
Sale20% of the gain, but at least 3% of the price; the main home after 5 years of ownership is exempt

How the deal works

  • Checking title and the land registry entry: unregistered property is common in old medinas.
  • A preliminary contract and deposit through a notary.
  • Transferring money from abroad via a bank.
  • The final contract before a notary, paying duties and land registry registration.

What we do

  • We check title and the registry entry.
  • We arrange bringing money in through a convertible account.
  • We support the notarial deal and registration.

Cash and deals

Since July 2026 paying cash for a home adds 2% to the registration duty. So money is better routed through a bank: it is cheaper and needed to repatriate funds after a sale.

Medinas and riads: what to check

  • Many houses in old medinas are not registered in the land registry and belong to several heirs: a sale needs everyone's consent.
  • Before the deal we check that the property has a land registry number and a clean history.
  • Restoring a riad needs municipal permits, especially in protected areas.

What we do

  • Property shortlist for your investment goal
  • Legal due diligence on the property
  • End-to-end transaction support
  • Ownership structuring (company, trust)
  • Property management and letting

See also

Company formation · Business account · Personal account · Country taxes · All country programs

FAQ

Can a foreigner buy property in Morocco?
Yes, urban housing on the same terms as a citizen; agricultural land with restrictions.
Does buying property give residence in Morocco?
No, Morocco gives no residence or citizenship for buying property.
How much do purchase fees cost in Morocco?
A 4% registration duty, a 1.5% land registry fee plus MAD 200 and a notary of about 1% with VAT.
What tax applies when selling property in Morocco?
20% of the gain, but at least 3% of the price; the main home after 5 years of ownership is exempt.
Can money be taken out after selling a home in Morocco?
Yes, if the purchase was paid with money from abroad via a bank: the Exchange Office guarantees repatriation.
Can you pay cash for property in Morocco?
You can, but since July 2026 it adds 2% to the registration duty; paying via a bank is cheaper and makes repatriation easier.
Do foreigners pay more when buying a home in Morocco?
No, duties and fees are the same for foreigners and citizens.
Is it safe to buy a riad in a medina?
Yes, if the house has a land registry entry and all owners consent; unregistered houses with several heirs carry risk.
Who handles a property deal in Morocco?
A notary: they check documents, take the deposit and register the title in the land registry.
What is the tax on rental income from Moroccan property?
Income is taxed at 0-37% after a 40% deduction.
Can a foreigner buy agricultural land in Morocco?
With restrictions under a 1975 decree; usually the land must be reclassified or the deal structured differently.
Does buying property give Moroccan citizenship?
No, citizenship is available only after 5 years of legal residence and other naturalisation conditions.
How much is a notary in Morocco?
About 1% of the price, at least MAD 2,500, plus 10% VAT on the fee.
How much do purchase costs total in Morocco?
About 6.5-7% of the price: 4% duty, 1.5% land registry fee and about 1% for the notary with VAT; paying cash since July 2026 adds 2%.

Looking at property in Morocco?

We check what a foreigner may buy, review the title documents and support the purchase. The catalogue shows the buying rules in every country.

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