Investment property: Namibia

Updated 6 October 2026

Namibia: we match a property to your budget and goal, check the paperwork and close the purchase for you.

Namibia is a small but orderly market in southern Africa: a legal system based on Roman-Dutch law, a functioning deeds registry and two main centres of demand - the capital Windhoek and coastal Swakopmund. Foreigners can buy residential and commercial property freehold; restrictions apply primarily to agricultural land, where purchases by non-residents require government approval. Namibia has no residency or citizenship programme tied to property - this is a market for people interested in the country itself, not in an immigration bonus attached to a deal.

We select a property to match your goal - a coastal home, urban real estate or a commercial asset, verify legal title and the land's status, support the transaction and help structure ownership. If legal residence in the country is also on your agenda, we will explain which immigration routes exist independently of the purchase.

Can a foreigner buy property in Namibia

The restrictions mainly concern agricultural land. Under the Agricultural (Commercial) Land Reform Act of 1995 a foreign national cannot, without the Minister's prior consent, register such land in their name or obtain the right to occupy it for more than 10 years. A seller of agricultural land must first offer it to the State.

How the purchase works

1. Choosing the property and checking whether it is agricultural land.
2. Title and encumbrance checks through the conveyancer.
3. The sale agreement and, where needed, the Minister's consent.
4. Registering the transfer in the Deeds Registry.
5. Letting and income tax, if needed.

What documents you need

A passport, proof of address and source of funds documents; when buying through a company, its founding documents and ownership details.

Duty on purchase

A buyer in Namibia pays transfer duty. A sliding scale applies to individuals: since 1 October 2024 property worth up to 1.1 million Namibian dollars, about $66,200 at the 5 October 2026 rate, rounded up, is exempt, and above that the rate rises in steps. A separate top rate has been introduced for homes costing more than 12 million Namibian dollars, about $721,900. Companies and other legal entities pay 12% of the value. Stamp duty is also charged on the transfer deed. The Namibian dollar is pegged one to one to the South African rand.

In your own name or through a company

An individual pays duty on the sliding scale and nothing at all on an inexpensive home. A company pays 12% from the first dollar, but it is convenient for commercial property and for purchases by several owners. Since 1 October 2024 duty also applies to buying shares in a company that owns residential property, so a flat can no longer be bought duty-free by selling the company. We choose the form of ownership before the contract is signed: a later transfer would cost duty again.

A transaction in Namibia is handled by a conveyancer, who checks the seller's title, calculates the duty and fees and lodges the documents for registration. We coordinate the conveyancer's work, payments and timing so that you see the full cost of the purchase before the contract is signed.

Who gets refused

The bank and the notary will refuse the deal if the source of funds cannot be documented or if the buyer is under sanctions. We check whether a case involving Russian citizens can proceed before any documents are prepared.

What we do

• Property shortlist for your investment goal
• Legal due diligence on the property
• End-to-end transaction support
• Ownership structuring (company, trust)
• Property management and letting

See also

Business account · Personal account · Country taxes · All country programs

FAQ