How to send money to Niger in 2026: the CFA franc, the dollar rate by month and e-money wallets
From 1 September to 7 October 2026 the dollar in Niger rose from 565.97 to 586.88 CFA francs, while the euro costs a constant 655.957. We go through the 24-character Nigerien bank details, the 66% growth in e-money wallets in 2024 and the papers for a large transfer.
In short
- On 7 October 2026 the dollar was 586.88 CFA francs, up 3.7% since 1 September.
- The euro always costs 655.957 francs.
- An account number at a bank in Niger has 24 characters.
- The number of active e-money wallets grew by 66% in 2024.
In detail
A transfer to Niger goes to an account at a Nigerien bank: the recipient gives a 24-character number and their name, and the money arrives in 1-3 business days in CFA francs. Niger is part of the currency union of eight West African countries, so its rate to the euro is fixed at 655.957 francs, and on 7 October 2026 a dollar cost 586.88 francs. The number of active e-money wallets in the country grew by 66% in 2024.
| Method | On 8 October 2026 | Time | Details |
|---|---|---|---|
| Transfer to an account at a bank in Niger | works, credited in CFA francs | 1-3 business days | a 24-character account number, the name |
| Transfer from a eurozone country | at 655.957 francs per euro | 1-3 business days | a 24-character account number, the name |
| Instant payment from a union country | works around the clock | instantly | the recipient's details in the system |
| From an account to a wallet within Niger | works | instantly | the wallet number |
The rows were checked on 8 October 2026. On 7 October 2026 the CFA franc was 586.88 per dollar at the reference rate of the Central Bank of West African States, and dollars are rounded up.
The CFA franc in Niger: the rate to the dollar since September 2026
The CFA franc that Niger shares with Benin, Burkina Faso, Côte d'Ivoire, Guinea-Bissau, Mali, Senegal and Togo is issued by the Central Bank of West African States. The euro costs a constant 655.957 francs, and in autumn 2026 the dollar rose as the euro weakened:
| Date | CFA francs per dollar |
|---|---|
| 1 September 2026 | 565.97 |
| 1 October 2026 | 580.60 |
| 7 October 2026 | 586.88 |
| 8 October 2026 | 586.41 |
Rates of the Central Bank of West African States on each date. In the month from 1 September the dollar rose 3.7% in francs: $3,000 gave 1,697,910 francs, and on 7 October 1,760,640. The recipient does better when the sender uses the day's rate rather than last month's.
What life in the capital is like is described in the Niamey guide.
Does the bank in your country not send payments to Niger directly? A manager will choose a legal route through a bank in a third country for the currency and sum of the transfer.
A bank or a wallet: how people in Niger receive money
Large sums in Niger are received to a bank account, and everyday payments increasingly go through e-money wallets. Data of the Central Bank of West African States for 2024:
| Indicator | Niger, 2024 |
|---|---|
| Wallets opened | 9.75 million |
| Growth in active wallets over the year | 66.25%, the second result in the union after Togo |
| E-money transactions | 32 million, 17.4% more than in 2023 |
| Value of transactions | 480 billion CFA francs ($820 million) |
In 2024 new e-money issuers appeared in Niger: the central bank approved their work in partnership with Nigerien banks. The recipient moves money from a bank account to such a wallet instantly.
An account number at a bank in Niger is built the same way as in the neighbouring union countries: the bank code, the branch code, 12 characters of the account itself and a two-digit key, 24 characters in all. The key checks the other 22 characters, and the bank does not accept a number with a typo, so it is copied from the banking app or a statement.
We will help you send money to Niger
Mistakes cost more than fees: a franc sum worked out at last month's rate, a missing key digit in the 24-character account number, dollars exchanged twice along the way, a Nigerien bank without papers on the source of the money. We will help you avoid them: we choose a legal transfer route from your country, prepare documents on the source of the money for the Nigerien bank and carry out the transfer through licensed partners through to crediting.
Details and terms are with a manager in the chat: the calculation depends on the sum, the currency and the sending country.
A transfer to Niger from $10,000: what papers a bank in Niamey needs
The larger the sum, the more a Nigerien bank asks about the money. In 2026:
| Sum | The Nigerien bank's question | What to show |
|---|---|---|
| Up to $10,000 | what the money is for | the bank details and a note on the payment |
| $10,000-100,000 | from what income | an employment certificate, six months of statements |
| From $100,000 | the chain from income to transfer | a contract for selling a stake or a home, a tax return, statements |
How to collect the documents is described in the articles on proof of source of funds, sending a large sum abroad and moving home sale proceeds abroad.
Investing in a business in Niger or supporting a family with $100,000 or more? A specialist will collect documents on the source of the money for the Nigerien bank and carry out the transfer through licensed partners through to crediting; ways to move capital are on the capital relocation page.
From Niamey to France, Turkey and the Persian Gulf
From Niger money is sent for study and to families in France, and for purchases in Turkey and the Emirates:
- France: the notary is paid only by transfer
- Turkey: a tax number and deposits insured up to $25,000
- UAE: the dirham pegged to the dollar at 3.6725
- United States: deposits insured up to $250,000
Sending money to neighbouring countries
- Nigeria: a 10-digit account number
- Mali: third in the union for transfers between countries
- Burkina Faso: diaspora bonds at 6.75-6.85%
- Algeria: a currency account with no limit on the sum
- Senegal: the CFA franc pegged to the euro
- Libya: 6,408 dinars per $1,000
Moving capital step by step is covered on the capital relocation page.
FAQ
How many CFA francs did a dollar cost on 1 September 2026?
Can a large transfer in Niger be received to a bank account?
How many e-money wallets have been opened in Niger?
Is the CFA franc rate the same in Niger and Senegal?
We will suggest the best way to send your money
We will choose a transfer method for your amount and country, prepare the documents on the origin of the money for the bank, make the transfer through licensed partners and follow it until the money is credited. Ask your question in the chat - the manager will suggest the best terms and the cost. The legal side with banks and government bodies is handled by Murblz specialists and locally licensed partners.
Details and cost are with the manager in the chat. Describe your situation and we will reply right away.
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