How to send money to the Gambia in 2026: the dalasi rate, the growth of transfers from abroad and papers for a bank in Banjul
In 2025 the Gambia received $872.1 million in transfers from abroad, 12.4% more than a year earlier, and on 7 October 2026 the dalasi stood at 72.62 per dollar. We look at the Central Bank of the Gambia rate, the growth of transfers by quarter in 2026 and the documents for a large sum.
In short
- Valuation rate on 7 October 2026: 72.62 dalasi per dollar and 85.03 per euro.
- In 2025 $872.1 million arrived from abroad, 12.4% more.
- In April-June 2026 - $265.5 million against $219.0 million a year earlier.
- Central bank reserves are $563.9 million, enough for 4.3 months of imports.
In detail
Money is sent to the Gambia to an account at a Gambian bank or through money transfer companies, and the country receives more and more of these transfers: in 2025 $872.1 million arrived from abroad. A bank transfer takes 1-3 business days, and the recipient gives the account number, the bank and their name. On 7 October 2026 the dalasi stood at 72.62 per dollar at the Central Bank of the Gambia rate.
| Method | On 8 October 2026 | Time | What you need |
|---|---|---|---|
| Transfer to an account at a Gambian bank | works, in currency or dalasi | 1-3 business days | account number, bank, name |
| Money transfer company | works | from minutes to a day | the recipient's name and ID |
| Transfer in euros | at 85.03 dalasi per euro | 1-3 business days | account number, bank, name |
| Paying for study or rent in the Gambia | works | under the contract | the recipient's account or contract |
The Central Bank of the Gambia valuation rate on 7 October 2026 is 72.62 dalasi per dollar. Table data for 2026, dollar amounts rounded up.
The dalasi rate: 72.62 per dollar and a steady 2026
The Central Bank of the Gambia publishes a valuation rate of the dalasi against the main currencies every business day. In early October 2026 the dalasi even strengthened slightly:
| Date | Dalasi per dollar | Dalasi per euro |
|---|---|---|
| 1 October 2026 | 72.92 | 85.63 |
| 7 October 2026 | 72.62 | 85.03 |
Central Bank of the Gambia valuation rates. At the rate of 7 October 2026, $1,000 gives 72,620 dalasi and $10,000 gives 726,200. In the first quarter of 2026 the dalasi strengthened against the dollar by 0.3%, and from the end of March to the end of June it weakened by only 0.5%. Central bank reserves at the end of July 2026 were $563.9 million, enough for 4.3 months of imports.
Life in the capital is described in the Banjul guide.
Does the recipient in the Gambia need the sum in pounds, euros or dollars rather than dalasi? A manager will find a bank route with crediting in the currency you need.
Transfers to the Gambia: $872.1 million in 2025 and growth in 2026
Money from abroad is one of the Gambia's main sources of foreign currency. According to the press releases of the Central Bank of the Gambia monetary policy committee:
| Period | Received from abroad | For comparison |
|---|---|---|
| 2025 | $872.1 million | 12.4% more than in 2024 |
| January-March 2026 | $246.08 million | 17.2% more than a year earlier |
| April-June 2026 | $265.5 million | $219.0 million a year earlier |
The Central Bank of the Gambia attributes the livelier currency market to the growth of these transfers and to currency arriving for public projects. The turnover of the country's currency market in the second quarter of 2026 rose to $773.7 million from $644.2 million in the first.
For family deep inside the country, far from Banjul, a transfer through a money transfer company with pick-up on ID is more convenient, while for paying for study, rent or construction a bank transfer to an account at a Gambian bank works better.
We will help you send money to the Gambia
Mistakes cost more than fees: pounds or euros exchanged into dollars and back along the way, a recipient name in the transfer that does not match the ID, construction money sent through a transfer company instead of a bank, a Gambian bank with no papers on the origin of the money. We will help you avoid them: we choose a legal transfer route from your country, prepare source-of-funds documents for the Gambian bank and carry out the transfer through licensed partners until the money is credited.
Details and cost are with a manager in the chat: the calculation depends on the amount, the sending country and the purpose of the transfer.
Sending $10,000 or more to the Gambia: what a bank in Banjul will ask
A Gambian bank asks more questions the larger the sum. In 2026:
| Amount | The Gambian bank's question | What to show |
|---|---|---|
| Up to $10,000 | the payment purpose | account number, name, an explanation |
| $10,000-100,000 | source of the money | 6 months of statements, proof of income |
| From $100,000 | how the money was built up | a property or business sale contract, a tax return, statements |
Documents for the bank are covered in proof of source of funds, sending large sums abroad and moving home sale proceeds abroad.
Building a house on the Gambian coast or investing $100,000 or more in a hotel business? A specialist will gather source-of-funds documents for the Gambian bank and carry out the transfer through licensed partners until the money is credited; ways to move capital are on the capital relocation page.
From Banjul to the United Kingdom, the USA and Europe
From the Gambia money is sent for study and to relatives in the United Kingdom, the USA, Germany and Spain:
- United Kingdom - deposits insured up to $160,000 at one bank
- USA - deposits insured up to $250,000
- Germany - an instant euro transfer, the bank checks the recipient's name
- Spain - a 24-character account number
Sending money to nearby countries
- Senegal - the CFA franc pegged to the euro
- Ghana - the cedi is the only currency inside the country
- Nigeria - a 10-digit account number
- Mauritania - the ouguiya in a band of 36.86-40.74 per dollar
- Mali - third in the union for transfers between countries
- Guinea-Bissau - a north-western neighbour on the CFA franc
All ways to move capital are on the capital relocation page.
FAQ
How many dalasi do you get for a dollar in October 2026?
How much money reached the Gambia from abroad in 2025?
Are transfers to the Gambia growing in 2026?
Is the dalasi rate stable?
We will suggest the best way to send your money
We will choose a transfer method for your amount and country, prepare the documents on the origin of the money for the bank, make the transfer through licensed partners and follow it until the money is credited. Ask your question in the chat - the manager will suggest the best terms and the cost. The legal side with banks and government bodies is handled by Murblz specialists and locally licensed partners.
Details and cost are with the manager in the chat. Describe your situation and we will reply right away.
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