Jersey residence permit by investment

How the programme works

Jersey does not sell residency for an investment. The island grants high value resident status to people who are ready to pay substantial tax on the island and benefit the local economy. The status gives full access to the housing market: you can buy or rent any home, work and run a business.

Who gets approved

• Worldwide income well above £1.25 million a year, around $1.66 million, sustainable for at least 10 years ahead.
• Readiness to pay at least £250,000 of tax on the island a year, around $330,500.
• Wealth in practice from £10 million, around $13.22 million, excluding your main home, with a significant liquid share.
• Benefit to the island: a new or diversifying business, local investment and philanthropy, community involvement.

Each application is considered individually. The minister decides on the recommendation of the Housing and Work Advisory Group, and there is no points table.

What it costs in 2026

Rate: £1 = $1.322, rounded up.

• Minimum tax - £250,000, around $330,500 a year, every year while you hold the status.
• Housing - a house from £3.5 million, around $4.63 million, or a flat from £1.75 million, around $2.32 million.
• Stamp duty on purchase - on a sliding scale: for a £3.5 million house around £195,000, roughly $257,800. Registration - £90.
• Lawyers and conveyancing - at the local firm's rate, depending on the price.
• Social security contributions - if you work on the island: the self-employed pay 12.5% up to £72,744 a year.
• Long-term care charge - 1.5% of income up to £331,584 a year.
• Certificates, translations, health insurance - a few thousand dollars per family.
• Our support - quoted after a consultation, depending on your family and the complexity of the file.

We work out the total for your family in the chat.

Key terms in brief

The programme for wealthy residents asks for tax, not an investment. Anyone approved since 14 July 2023 must pay at least about $330,500 a year on the island.

• Income. Worldwide income well above $1.66 million a year, secured for at least 10 years ahead.
• Rates. The first $1.66 million of income is taxed at 20%, everything above at 1%. Income from Jersey property is always taxed at 20%.
• Housing. A house over $4.63 million or a flat over $2.32 million.
• Immigration. Besides Jersey's approval you need clearance to live and work on the island under UK immigration rules.

Jersey approves an application only if the move brings economic or social benefit to the island.

Housing requirements

High value resident status allows you to buy any home, but in practice the authorities expect a house from £3.5 million or a flat from £1.75 million. You can rent for the first months and buy a qualifying property within about a year. Rental income from Jersey property is taxed at the full 20%, the 1% rate does not apply.

• We check the title and restrictions before any deposit.
• A local lawyer handles the purchase, which is passed before the Royal Court of Jersey.
• Prices are high: the choice of houses above £3.5 million is small, and a search takes 1 to 3 months.

Documents and where to get them

• Passports for the whole family.
• An accountant's or auditor's report on income and a forecast for 10 years ahead, prepared by your financial adviser.
• Statements and proof of wealth - banks, brokers, asset managers.
• Proof of source of funds - business sale agreements, dividends, inheritance, tax returns.
• A plan of benefit to the island - business, investment, philanthropy, prepared together with you.
• Police certificates - from your countries of citizenship and residence, apostilled.
• Marriage and birth certificates - apostilled and translated into English.
• Immigration documents - application form, biometrics, health insurance.

Requirements and how to get approved

• Unstable income. A one-off business sale without steady income for 10 years ahead does not qualify.
• No benefit to the island. Applications without a plan for investment, business or community involvement are rarely approved.
• Unclear source of funds or a complex ownership structure without explanation.
• Sanctions risk. Jersey applies UK sanctions, people under them are refused, and banks check Russian and Belarusian citizens much more strictly.
• No immigration clearance. Programme approval does not replace permission to live and work on the island.
• Reputation issues - press coverage, litigation, past tax breaches.

Taxes

• Income tax for high value residents - 20% on the first £1.25 million of income and 1% on everything above, with a minimum of £250,000 a year. Income from Jersey property is always taxed at 20%.
• No capital gains tax, no inheritance or gift tax.
• Probate stamp duty - 0.5-0.75% of Jersey assets on probate, capped at £100,000.
• Goods and services tax - 5%.
• Social security and long-term care charge - if you work on the island.

Jersey tax residence does not remove tax in a country where you remain resident. We plan the exit from your previous residence and account reporting in advance: Jersey exchanges account data with other countries.

What changes in 2026

• The programme thresholds have not changed since 14 July 2023: minimum tax £250,000, income from £1.25 million, housing from £3.5 million and £1.75 million.
• From 2026 the social security limits rose: £6,062 a month for employees and £331,584 a year for the long-term care charge.
• The second-home stamp duty surcharge was reviewed in the 2026 budget. We check the rate for your purchase on the completion date.
• Tax data exchange keeps expanding, and island banks ask for proof of tax residence more often.

Path to British citizenship

After 5 years of lawful residence in Jersey you can obtain indefinite leave to remain. After another 12 months you can apply for British citizenship. You need English at B1 level, the Life in the UK test and no more than 450 days of absence over 5 years. Years in Jersey count because the island is part of the common area with the UK for these rules.

Life in Jersey

The capital is St Helier. A flight to London takes about 45 minutes, and ferries run to France. The language is English, and the currency is the pound sterling plus Jersey's own banknotes. The island has private schools and a hospital; complex treatment often means a flight to London. Housing and services are expensive, but the island is safe, with low crime and short distances.

Family, schools and healthcare

Your spouse and children under 18 are included in the application. They get the same status and can study and work on the island. Adult children and parents apply separately and need their own reason to move.

• Schools. The island has state schools, free for residents, and fee-paying private schools with the British curriculum. Many families send older children to boarding schools in England.
• Healthcare. GP visits are paid, and the hospital serves all residents. Private insurance is needed for planned surgery and treatment in London.
• Household staff. Hiring a nanny or driver from abroad requires a work permit, so many families hire locally.
• Travel. Flights go from Jersey to London, Manchester, Edinburgh and several European cities, and ferries run to France.

Who the programme suits

Entrepreneurs after a business sale with steady investment income, owners of family wealth who want a British legal setting without British taxes, and families who want to live close to London. If your income is below £1.25 million, other countries are a better fit.

Alternatives to compare

• Monaco residence permit - also no income tax, but with a housing and deposit requirement in Monaco.
• Malta residence - permanent residence in a Schengen country with much lower investment.
• England residence permit - a route into the UK itself through work and business visas.

How we work

1. We check your income, wealth and source of funds before the first steps.
2. We prepare the preliminary meeting with the island authorities.
3. We build the file with the accountant's report and the plan of benefit to the island.
4. We handle immigration clearance and the home search.
5. We help with tax residence and leaving your previous one.

We fix our fee in writing after a consultation.

Advantages of a Jersey residence permit

How to get the residence permit: step by step

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