Investment property: Jersey

Updated 6 October 2026

Jersey is a British Crown Dependency in the English Channel where the right to buy and occupy housing is strictly regulated by the Control of Housing and Work (Jersey) Law 2012.

Not everyone can buy property on the island: it depends on the residential status assigned to residents. For wealthy foreigners the main route to buying is high value residency.

Who can buy housing

High value residency

For high value residency you must show a sustainable worldwide income above £1,250,000, about $1,653,093, taxed at 20%, i.e. about £250,000, or $330,619, a year, and personal wealth above £10,000,000, about $13,224,741, excluding your main home. Such residents are expected to buy or rent high value property: a house from £3.5 million, about $4,628,660, or an apartment from £1.75 million, about $2,314,330. Dollar amounts are converted at the European Central Bank rate of 5 October 2026 and rounded up.

How a purchase works

1. Status. We check whether your status allows buying, or prepare a high value residency application.
2. Shortlist. We select property of the right category and value.
3. Checks. We check title, restrictions and the housing category.
4. Deal. Jersey lawyers handle the deal, which is passed before the Royal Court.
5. Ownership. We help with taxes and upkeep.

Why deals fall through

• the buyer's status does not allow buying the chosen property;
• a licensed buyer already owns a home on the island;
• the high value residency application does not evidence the income or wealth;
• the origin of money is unproven.

Owner taxes

A high value resident pays 20% on the first GBP 1,250,000 of worldwide income and 1% on everything above it, but Jersey property income, such as rent, is always taxed at 20%. The island has no capital gains tax, so selling a home at a profit is not subject to a separate gains tax. Jersey tax residence does not remove taxes in other countries where the owner keeps income or assets.

Renting before buying

A home can be bought only once status is granted, so new residents often rent a property of the right category first. This helps choose an area and avoid rushing the deal while status is decided.

The high value residency application is made before moving, and only after approval may the buyer purchase a home on the island, so paying a deposit before the status decision is risky.

What we do

We check your status and the route to buying, prepare the high value residency application, select and check the property and handle the deal. For wealth structuring, compare a Jersey trust. A manager will calculate the cost in the chat.

What we do

• Property shortlist for your investment goal
• Legal due diligence on the property
• End-to-end transaction support
• Ownership structuring (company, trust)
• Property management and letting

See also

Company formation · Business account · Personal account · All country programs

FAQ