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Three ways to obtain Finnish citizenship in 2025

6 min read ·

Citizenship by birth

A child born to Finnish citizens acquires citizenship automatically if:

  • the mother is a Finnish citizen;
  • the father is a Finnish citizen and married to the child's mother;
  • the child is born in Finland and the father is a Finnish citizen.

Citizenship by declaration

A Finnish passport can be obtained through declaration by:

  • a child born abroad out of wedlock to a parent who is a Finnish citizen;
  • a child aged 12 to 17 who has been adopted by Finnish citizens;
  • citizens of Denmark, Norway, Sweden and Iceland;
  • former Finnish citizens.

Citizenship by naturalisation

To obtain a Finnish passport through naturalisation, since 1 October 2024 the general rule is eight years of continuous residence in the country. After that, citizenship is available to applicants who:

  • have no criminal record;
  • have housing in Finland, whether owned or rented;
  • earn an income no lower than the subsistence minimum;
  • speak Finnish at level B1 or above.

The benefits of Finnish citizenship

  • life in a country with a strong economy, high levels of safety and robust social protection;
  • access to high-quality free education;
  • access to healthcare;
  • a favourable climate and clean environment;
  • visa-free travel to 189 countries.

Paraguayan citizenship by investment

One of the most attractive citizenship-by-investment options is Paraguay - a strategically located land of opportunity that is open to the world. Paraguayan citizenship by investment offers foreign nationals and their families a rare chance to obtain permanent residency for an investment from 70,000 US dollars, then a passport no earlier than three years of living in the country as a permanent resident, and enjoy all its advantages: visa-free travel to 145 countries, including the Schengen area, the United Kingdom and Singapore; eligibility for the US E-2 visa; tax optimisation with a 10% rate; and life in a country with a high standard of living and a pleasant climate.

What has changed by 2026

  • Residence period. Since 1 October 2024 the general rule is 8 years of continuous lawful residence in Finland. Up to 365 days abroad are allowed over the whole period, with no more than 90 days in the last year before the decision.
  • Means of support. For applications filed from 17 December 2025, you must not have received unemployment benefit or social assistance for more than 3 months in total in the last 2 years. There is no fixed income threshold, but the lawful source of money must be explained.
  • Fee. In 2026 an online application costs €550 (about $620) and a paper one €650 (about $730).
  • Citizenship test. From early 2027 a test on Finnish society, laws, human rights, history and culture is introduced. A Finnish or Swedish school matriculation exam or a university degree replaces it.

How to prove language skills

You need satisfactory Finnish or Swedish, spoken and written. It is proven by the national language exam at the intermediate level or the civil service language certificate. The certificate must exist before you apply. Even after 8 years in the country the language requirement stays unless a statutory exception applies.

Processing times

In 2026 about 19,400 applications are in the queue. The maximum time for an adult's application is 2 years and 7 months, but 40% of cases are decided within 1 year and 3 months. Processing cannot be expedited, so file a complete set at once: every request for missing documents pushes the decision back.

Costs item by item

  • the citizenship application: €550 online or €650 on paper;
  • the language exam;
  • translation and legalisation of foreign documents: birth and marriage certificates, police certificates if requested;
  • before citizenship, residence permit extensions over all 8 years.

Exchange rate: $1.12 per euro on 6 October 2026. Our support fee is quoted by a manager in the chat.

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Why applications are refused

  • the continuous period is too short or there are too many days abroad;
  • more than 3 months of unemployment benefit or social assistance in the last 2 years;
  • offences: serious or repeated ones mean a waiting period of 1 to 8 years, while minor fines alone do not block citizenship;
  • no language certificate on the filing date;
  • identity not proven by reliable documents.

Comparison with EU neighbours

CountryResidence periodLanguage and test
Finland8 yearssatisfactory Finnish or Swedish, a citizenship test from 2027
Germany5 years, 3 for spouses of citizensintermediate German and a test of 17 out of 33
Netherlands5 years, 3 for spouses of citizensbasic Dutch and the civic integration exam
Francefrom 5 yearsupper-intermediate French and a civics exam

Finland requires longer residence than its neighbours but allows dual citizenship. You can start with a Finnish start-up residence permit.

Documents and how to apply

  • apply online through the Finnish Immigration Service's e-service, then visit a service point in person to prove your identity;
  • a passport and a valid residence permit;
  • proof of Finnish or Swedish language skills;
  • information on income and work for the last 2 years, some of which the authority obtains itself;
  • translated and legalised birth and marriage certificates if requested.

Children under 18 can be included in a parent's application.

FAQ

How many years do I need to live in Finland for citizenship?
Under the general rule since 1 October 2024, eight years of continuous residence. Gaps in status can reset the clock.
What level of Finnish do I need?
B1 or higher in Finnish, with Swedish accepted as the other national language. The level is confirmed by an official language test.
Who can get Finnish citizenship by declaration?
Citizens of Denmark, Norway, Sweden and Iceland, former Finnish citizens, children aged 12 to 17 adopted by Finns, and a child born abroad out of wedlock to a Finnish parent.
Where can I travel with a Finnish passport?
Around 189 countries visa-free or with simplified entry. As an EU passport it also carries the right to live and work in any member state.
What else is required besides the residence period?
A clean criminal record, housing in Finland that you own or rent, income at or above subsistence level, and the language requirement.
How many days can I spend abroad before Finnish citizenship?
Up to 365 days over the whole residence period, with no more than 90 days in the last year before the decision.
How much does a Finnish citizenship application cost in 2026?
€550 online, about $620, or €650 on paper, about $730.
How long does processing take?
Up to 2 years and 7 months, but 40% of applications are decided within 1 year and 3 months.
Will there be a Finnish citizenship test?
Yes, from early 2027. People with a Finnish or Swedish school matriculation exam or a university degree are exempt.
Does Finland allow dual citizenship?
Yes, since 2003. You keep your previous citizenship if your country permits it.
Do traffic fines block Finnish citizenship?
Fixed fines and traffic penalty fees do not block it by themselves. Serious or repeated offences mean a waiting period of 1 to 8 years.
What if I travel on business a lot?
Count the days: up to 365 days abroad are allowed over the whole residence period, and no more than 90 in the last year before the decision. Extra days push back your filing date.
Do I need to take the citizenship test if I apply in 2026?
No, the test is introduced from early 2027. Until then you need to meet the residence, language, support and integrity requirements.

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