How to send money to Nauru in 2026: a new bank since August 2025, the Australian dollar and the citizenship contribution
Since August 2025 a new bank has served Nauru's residents, and in 2026 all transfers go in Australian dollars. We explain how to send money to the island from Australia and other countries, what the agreement with Australia brought, how to send the $90,000 citizenship contribution and what papers each sum needs.
Money is sent to Nauru in Australian dollars to an account at the agency of a major Australian bank: since 11 August 2025 it has served the island's residents in place of the former bank. A transfer from Australia arrives without exchange, and US dollars, euros and other currencies are converted into Australian dollars. In October 2026 1,000 Australian dollars are about $700.
| What you send | How it works on 9 October 2026 | Time |
|---|---|---|
| Australian dollars from Australia | to an account at the bank's agency in Nauru, without exchange | 1-2 business days |
| US dollars or euros | exchanged into Australian dollars, then to the recipient's account | 2-4 business days |
| salary and family support | to an account with a card, accessed through the bank's app | 1-3 business days |
| citizenship programme contribution | to the programme account after the application is approved | on the programme schedule |
Checked on 9 October 2026; the European Central Bank rate for 7 October 2026: 0.6951 US dollars per Australian dollar.
A new bank since August 2025: what changed for transfers
The former bank closed its agency on the island on 8 August 2025, and three days later the agency of one of Australia's largest banks began serving residents. Branches work in Aiwo and Ewa, cards are activated in the bank's app, and electronic transfers go through it as well. Civil servants' salaries are paid into the new accounts.
For the sender this means one thing: the recipient in Nauru receives money the same way as a client of an Australian bank. So that the transfer does not come back because of old details, a manager will check the recipient's details.
Nauru covers 21 square kilometres, and the government works in the Yaren district, covered on the Yaren page.
We will help you send money to Nauru
Mistakes cost more than fees: old details for the bank that left the island in 2025, US dollars changed into Australian dollars at a poor rate, a citizenship contribution without documents on the source of the money and a large sum without a deal contract. We will help you avoid them: we will choose the route and currency of the transfer, collect documents on the source of the money for the bank in Nauru and carry out the transfer through licensed partners through to crediting.
Details and terms are with a manager in the chat: a lot depends on the sum, the currency and the purpose of the transfer.
The agreement with Australia: banks, budget and security
Nauru and Australia signed the agreement on 9 December 2024, and it entered into force on 19 September 2025. Australia provides 100 million Australian dollars of budget support, about $70 million, and 40 million for police and security, about $28 million, over five years.
In a separate clause Australia committed to maintaining banking services for Nauru and its link to the global financial system. The parties decide together on other countries' involvement in the island's banking sector, communications and security, so the banking channel to Nauru is Australian.
The citizenship contribution: $90,000 until 31 December 2026
Since 2024 Nauru has granted citizenship for a non-refundable contribution to a government fund. For applications filed by 31 December 2026 the contribution is $90,000, and from 1 January 2027 it is $115,000. The money is sent after the application is approved, and the bank checks its lawful source.
The programme is covered in detail on the Nauru citizenship by investment page and in the article on how much Nauru citizenship costs. If the money for the contribution is held in another country or currency, there are usually more options than it seems: a manager will choose a route.
Other expenses, such as rent, services and help for family, are paid by an ordinary transfer to the recipient's account.
Documents for a bank in Nauru by transfer sum
Up to $10,000. The bank will process the transfer on its purpose: family support, rent, study.
$10,000-100,000, roughly 14,400-143,900 Australian dollars. You will need a six-month statement and a document on the money: a sale contract, an income certificate or a gift agreement.
From $100,000. A package on the source of wealth and the deal contract are prepared, covered in detail in the articles on proof of source of funds and moving home sale proceeds abroad, and moving capital on the capital relocation page. A manager in the chat will work out what a transfer of such a sum will cost.
From Yaren to Australia, Kiribati and Tuvalu
Money from Nauru goes to Australia in the same currency. Kiribati and Tuvalu are also paid in Australian dollars, and New Zealand with exchange into New Zealand dollars.
Sending money to neighbouring countries
- How to send money to Kiribati
- How to send money to Tuvalu
- How to send money to the Marshall Islands
- How to send money to Australia
- How to send money to New Zealand
- How to send money to Micronesia
All countries and moving capital step by step are in the capital relocation section.
FAQ
Which bank has worked in Nauru since 2025?
In what currency should money be sent to Nauru?
When did the agreement between Nauru and Australia enter into force?
How much is the Nauru citizenship contribution in 2026?
We will suggest the best way to send your money
We will choose a transfer method for your amount and country, prepare the documents on the origin of the money for the bank, make the transfer through licensed partners and follow it until the money is credited. Ask your question in the chat - the manager will suggest the best terms and the cost. The legal side with banks and government bodies is handled by Murblz specialists and locally licensed partners.
Details and cost are with the manager in the chat. Describe your situation and we will reply right away.
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