Personal accounts: Kazakhstan
An honest assessment before work starts, the quote is fixed in writing.
We assess your chances against your profile, prepare the compliance file, help you present your source of funds properly and handle communication with the bank until it decides. The final decision always rests with the bank, and careful preparation improves the odds.
We quote the exact cost for this country after a short consultation: it depends on the bank and your residency. The quote is fixed in writing before work starts.
What you need for a personal account in Kazakhstan
- An individual identification number, issued free at a public service centre in 1-3 working days or remotely through the e-residency program.
- An electronic signature for online banking and public services.
- A passport and migration registration if you live in the country.
- An explanation of the source of funds for large inflows.
Account holder taxes
| Income | Rate |
|---|---|
| Resident income tax | 10%, 15% on the part of large annual income |
| Dividends | 5%, 15% above the threshold |
A tax resident is someone who spent 183 days in Kazakhstan in any 12 months, with entry and exit days counted. A resident pays tax on worldwide income and declares foreign accounts.
The account and residence
Since 13 February 2026 residence has been granted on points: a Kazakh language test, questionnaire, checks and an interview, and KZT 5.7 million, about $12,600, must be held at a local bank. E-residency gives a number and access to financial services but no right to live in the country. The rate is the National Bank of Kazakhstan's on 6 October 2026.
Registration and length of stay
A foreigner's registration is filed not by them but by the host: the flat owner, hotel or employer, via the e-government portal. Overstaying under Article 517 of the Administrative Offences Code: up to 3 days - a warning, 3 to 5 days - 10 monthly calculation indices, KZT 43,250, about $100, 5 to 10 days - 15, over 10 days - 25 indices or removal.
Returns for holders of foreign accounts
From 2026 not everyone files returns, only those with grounds, such as holders of foreign accounts and property abroad. The asset and income returns are due by 15 September of the following year.
What we do
- We obtain the individual number and electronic signature.
- We choose a bank and prepare funds documents.
- We support points-based residence and the KZT 5.7 million deposit.
What we do
- Personal account - opening assistance
See also
Company formation · Business account · Investment property · All country programs
FAQ
Can a foreigner open a bank account in Kazakhstan?
How do I get an IIN in Kazakhstan?
Do Kazakh banks give non-residents cards that work abroad?
Does Kazakhstan report under CRS?
How does a foreigner get an individual number in Kazakhstan?
How much money must be held for Kazakh residence?
What is Kazakhstan's income tax?
Must foreign accounts be declared in Kazakhstan?
Who registers a foreigner in Kazakhstan?
What is the fine for overstaying in Kazakhstan?
Does Kazakh e-residency give the right to live there?
Opening a personal account in Kazakhstan?
We help you get an individual identification number (IIN), choose a Kazakh bank that suits your citizenship and follow the account opening. Every country is in the searchable catalogue.
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