Business accounts: Slovenia
An honest assessment before work starts, the quote is fixed in writing.
A Slovenian company's account is opened with a Slovenian bank: a euro account in a eurozone bank with SEPA payments. Banks open it for a limited liability company (d.o.o.) entered in the Slovenian court register; foreign companies with no activity in the country are usually refused. A foreigner may own 100% of a Slovenian company.
The Slovenian company: key facts
| Item | Rule |
|---|---|
| Minimum share capital | EUR 7,500, ~$8,500 |
| Registration | free through the state SPOT one-stop points and portal; at a notary per the notarial tariff |
| Time to register | usually about 4 business days after filing |
| Corporate income tax | 22% in 2024-2028, then back to 19% by law |
| VAT | 22%, reduced 9.5% and 5%; registration is mandatory above EUR 60,000 turnover, ~$67,300, and for foreign businesses from the first taxable supply |
| Dividends to individual shareholders | 25% |
How the company is registered
- Founders and director. Foreigners first obtain a Slovenian tax number, needed for the register entry.
- Documents. Founding act on the state form via a SPOT point, or at a notary for non-standard articles.
- Capital. At least EUR 7,500, about $8,500, is paid in.
- Court register entry. Usually about 4 business days after filing.
- After registration. Company tax number, beneficial owner details and VAT registration if needed.
Documents the bank asks for
- Court register extract and incorporation documents.
- Company tax number and beneficial ownership details.
- Passports of the director and shareholders, proof of their addresses.
- Business description: clients, suppliers, payment countries, expected turnover.
- Proof of the source of share capital.
Foreign documents are apostilled and translated into Slovenian. The bank usually meets the director in person.
Why banks refuse
- The company has no activity in Slovenia and cannot explain why it needs a Slovenian account.
- Nominee director or a complex ownership chain without disclosed beneficial owners.
- Shareholders or payments linked to countries under EU sanctions.
- The origin of funds is not documented.
How the account opening works
- Bank choice for the business line, currencies and payment countries.
- Compliance file: documents, business description, proof of the source of capital.
- Bank meeting: the director attends in person with a passport and tax number.
- Bank decision: timing depends on the bank and ownership structure. If refused, we go to another bank and connect an EU-licensed payment institution in the meantime.
Protection of funds
Company and individual deposits are insured up to EUR 100,000, about $112,100, per depositor per bank, as across the EU.
Bank or payment institution
An account with an EU-licensed payment institution opens faster, and euro payments across Europe work the same way. But funds there are not covered by deposit insurance: they are protected by client fund safeguarding rules, not the EUR 100,000 guarantee. That is why the main account for taxes, salaries and large sums stays with a bank.
What we do
We register the company if it does not exist yet, choose a bank, prepare the compliance file and support the bank meeting until the decision. The decision is always the bank's. We quote the fee after a short consultation and fix it in writing. Dollar amounts at the European Central Bank rate of 05.10.2026, rounded up.
What we do
- Corporate account - opening assistance
See also
Company formation · Personal account · Investment property · Country taxes · All country programs
We will calculate online the cost of opening an account for your company and maintaining it for a year.
FAQ
Can a foreigner open an account for a Slovenian company?
How much does it cost to set up a company in Slovenia?
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When must a company register for VAT in Slovenia?
Does the director need to visit the bank?
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What if a Slovenian bank refuses?
Where to open a company account in Slovenia?
We pick a Slovenian bank for your company, prepare the compliance pack and guide the euro account opening to the bank's decision. The catalogue covers every country.
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