Business accounts: Gibraltar
An honest assessment before work starts, the quote is fixed in writing.
We assess your chances against your profile, prepare the compliance file, help you present your source of funds properly and handle communication with the bank until it decides. The final decision always rests with the bank, and careful preparation improves the odds.
We quote the exact cost for this country after a short consultation: it depends on the bank and your residency. The quote is fixed in writing before work starts.
A Gibraltar company and its taxes
A Gibraltar company pays 15% corporate tax, there is no VAT in the territory, and since 15 July 2026 a transaction tax on goods placed on the market has replaced import duties. Gibraltar licenses online gaming and distributed ledger businesses, but there are few banks in the territory, and the account is the bottleneck of the whole structure.
How opening a business account in Gibraltar works
| Stage | What happens | Timeline |
|---|---|---|
| 1. Chances check | the link to the territory: staff, office, clients, licences | 2-3 days |
| 2. File | ownership structure, business plan, turnover forecast, source of capital, director details | 1-2 weeks |
| 3. Review | in-depth bank due diligence, several rounds of questions | weeks, months for complex structures |
Why accounts are declined
- A holding shell with no staff or local activity.
- A high-risk activity without a licence from the Gibraltar Financial Services Commission.
- An opaque ownership structure.
We assess your chances before starting and handle onboarding until the decision. If a Gibraltar bank is unrealistic, we suggest a European payment institution account for settlements.
The EU treaty and account currency
On 15 July 2026 the UK-EU agreement on Gibraltar provisionally entered into force. The border fence with Spain was removed, border checks moved to Gibraltar's port and airport, and a customs union without tariffs on goods now applies between Gibraltar and the EU. For a company this simplifies trade with Spain and hiring workers from neighbouring countries, and banks are more willing to see real activity on the territory. The local currency is the Gibraltar pound, pegged one to one to sterling, so most local payments are in pounds.
What we do
- Corporate account - opening assistance
See also
Company formation · Personal account · Investment property
FAQ
Can I open a bank account for a Gibraltar company?
Do I need a local director or office for a business account?
How do Gibraltar banks treat gaming and crypto companies?
How long does a Gibraltar corporate account take?
What tax does a Gibraltar company pay?
What does a Gibraltar bank need for a business account?
What did the EU treaty change for business in Gibraltar?
What currency is used for payments in Gibraltar?
Planning a corporate account in Gibraltar?
We assess your company's chances with Gibraltar banks given its link to the territory, prepare the compliance pack and handle the bank correspondence. The catalogue covers every country.
The Murblz consultant replies straight away in the chat on this page. Describe your situation and we will work it out together.
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