How to send money to Suriname in 2026: dollars and euros instead of exchange, transfers from the Netherlands and buying a home in Paramaribo

In 2026 about 80% of deposits in Suriname are held in dollars and euros, and the local currency has floated since June 2021. We show which currency to send money in, how euros arrive from the Netherlands, what registering a home in Paramaribo costs and which taxes apply after a move.

Money is most conveniently sent to Suriname in US dollars or euros: banks in Paramaribo keep accounts in three currencies, and about 80% of deposits in the country are held in foreign currency. The Suriname dollar has floated freely since June 2021, and at the start of October 2026 a US dollar cost about 37.7 Suriname dollars. A transfer takes 1-3 business days.

What works on 8 October 2026

• US dollars: a transfer through a correspondent bank to a dollar account, without exchange.
• Euros: to a euro account, as an international transfer, usually in 1-3 business days.
• Suriname dollars: the bank exchanges at its rate of the day.
• Buying a home: payment through a notary, with a stamp duty of 4% of the value.
• Support for family: to relatives' account in any of the three currencies.

The list was checked on 8 October 2026. The rate is the market rate on 7 October 2026, 37.69 Suriname dollars per US dollar.

Which currency to send money to Suriname in

Suriname has long lived with two currencies: according to central bank data for 2023, about 80% of deposits are held in dollars and euros. Prices of homes and cars are often quoted in US dollars, so money for a large purchase is better kept in the sending currency and not exchanged twice.

In June 2021 the central bank let the rate float under a programme with the International Monetary Fund. Now the market sets it, and over the past year it has stayed at roughly 37 to 39.5 Suriname dollars per US dollar. Suriname dollars are needed for everyday spending and are exchanged in parts. The next milestone for the economy is offshore oil: the investment decision on the project was taken in October 2024, and first production is expected in 2028.

We will suggest how best to send money to Suriname: we will choose the currency and route for the sum and purpose so you do not lose on exchange.

Euros from the Netherlands arrive as an international transfer

Suriname's official language is Dutch, and many families have relatives living in the Netherlands. But Suriname is not part of the single euro payments area: euros from Amsterdam or Rotterdam go as an international transfer through a correspondent bank. The sender needs the recipient bank's international code, the account number and the address, and the payment usually arrives in 1-3 business days.

Euros are credited to a euro account without exchange, so relatives in the Netherlands usually send money exactly this way: euros to euros.

A home in Paramaribo: the stamp duty is down to 4%

Since October 2022 a transfer of property title carries a stamp duty of 4% of the value, not 7% as before. If a home passes to a relative up to the second degree, the duty is 0.5%. A notary handles the deal: they check the seller's title, draft the deed in Dutch and register it in the land registry.

Money for the purchase is sent to the details given by the deal notary, by the date the deed is signed. The city is covered on the Paramaribo page, and home sale proceeds in the article on moving home sale proceeds abroad.

Taxes after a move: 10% VAT and a scale up to 38%

Since 1 January 2023 Suriname has had a 10% value added tax, which replaced the old turnover tax. A resident's income tax is progressive, with a top rate of 38%. A transfer from abroad itself is not taxed.

Three sum levels for a bank in Paramaribo

Up to $10,000. The payment purpose and the link to the recipient are enough: family, study, rent.

$10,000-100,000. The bank will ask for six months of statements and a document on the money: a sale contract, an income certificate, a gift agreement.

From $100,000. You need a package on the origin of your wealth over several years and a purchase or investment contract; details are in the articles on proof of source of funds and sending a large sum abroad. Moving capital step by step is on the capital relocation page. Ask a manager about the terms for a large transfer.

From Paramaribo to the Netherlands, Guyana and Brazil

Back to the Netherlands money goes in euros from a euro account without exchange. To neighbouring Guyana people send US dollars, which are also the main currency of large deals there. To Brazil a payment goes in dollars or reais through a correspondent bank.

Sending money to neighbouring countries

• How to send money to Brazil
• How to send money to Panama
• How to send money to Costa Rica
• How to send money to Uruguay
• How to send money to Argentina
• How to send money to Guyana

All the countries and moving capital step by step are in the capital relocation section.

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