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How to send money to the Central African Republic in 2026: the CFA franc, Bangui banks and investments under the investment charter

4 min read ·

In 2026 a euro in the Central African Republic is worth the same 655.957 francs as in the five neighbouring countries of the community. We explain how to send money to a bank in Bangui, why euros work better from Europe, what the 2018 investment charter gave 82 investors and which documents each amount needs.

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Money is sent to the Central African Republic in euros or dollars to an account at a bank in Bangui, and the bank credits it in Central African francs. The euro rate is fixed at 655.957 francs per euro, and a dollar in October 2026 was worth about 587 francs. Almost every bank in the country works in the capital.

How to sendWhat works on 9 October 2026Time
euros from France and Belgiuminternational transfer, credited in francs at 655.9572-4 business days
dollarsto a franc account, converted at the bank's rate2-4 business days
money for family in Banguito the relatives' bank account, purpose: family support2-4 business days
an investment under the investment charterto the company's account with the contract and the investment decisionby the deal date

Data for 2026; the dollar at the European Central Bank rate of 7 October, $1.1177 per euro.

One currency for six countries: a franc pegged to the euro

The Central African Republic is one of the six countries of the Economic and Monetary Community of Central Africa. The franc is issued by a shared central bank headquartered in Yaoundé, and since 1999 a euro has been worth exactly 655.957 francs. The same money circulates in Cameroon, Gabon, Chad, the Republic of the Congo and Equatorial Guinea, so transfers between these countries need no conversion.

For a transfer from Europe the fixed rate is convenient: €5,000 always becomes 3,279,785 francs. The dollar is exchanged at the daily rate, so an extra conversion from dollars to euros and back only eats into the money. A manager will suggest which currency suits your purpose.

A round square in central Bangui from above
Central Bangui by the square from which road distances are measured; across the Ubangi river is the shore of the Democratic Republic of the Congo. Photo: Alllexxxis / Wikimedia Commons, CC BY-SA 4.0

The community's shared currency rules have applied since 1 March 2019. Under them a transfer from abroad passes through a bank in the country, which checks the payment purpose against the documents and credits the resident in francs. The figure 655.957 is no accident: from 1994, 100 community francs were worth 1 French franc, and in 1999 the euro replaced the French franc at 6.55957.

The 2018 investment charter: 82 investors and 327 billion francs

The country adopted its investment charter law in 2018, following the community's common investment charter. It gives companies investing in the country tax and duty incentives and sets out guarantees for foreign investors.

In his latest state of the nation address the president named the results: the charter attracted 82 investors with investments of 327 billion francs, about $560 million, and almost 10,000 future jobs. A non-resident sends income from invested capital abroad through a bank once taxes are paid.

If a regular transfer to Bangui is slow or the bank asks for a lot of paperwork, there are usually more options than it seems: a manager will suggest the route.

A white gate with an inscription in front of a building in Bangui
The gate of a college in Bangui with the inscription: Central Africa is our country. Photo: Tulas / Wikimedia Commons, CC BY-SA 1.0

More about the capital is on the Bangui page. The city stands on the Ubangi river, directly opposite the shore of the Democratic Republic of the Congo.

A transfer to Bangui: which papers each amount needs

Up to $10,000. The payment purpose is enough: help for relatives, tuition or rent.

$10,000-100,000. A bank in Bangui will check where the money comes from: a six-month statement and a sale contract, an income certificate or a gift agreement. An investment in a company needs the contract and the articles of association.

From $100,000. A full source-of-wealth file is prepared; details are in proof of source of funds and sending large sums abroad. Moving capital step by step is on the capital relocation page, and a manager will calculate the transfer terms in the chat.

From Bangui to Chad and both Congos

To Chad and the Republic of the Congo money goes in francs, with no currency exchange. To the Democratic Republic of the Congo across the river, dollars are sent to the recipient's foreign currency account. To Equatorial Guinea money also leaves in CFA francs.

Sending money to nearby countries

Every country and moving capital step by step are in the capital relocation section.

FAQ

How many francs will Bangui receive for a €1,000 transfer?
655,957 francs at the fixed rate; bank fees are counted separately.
How many investors did the Central African Republic's investment charter attract?
82 investors with investments of 327 billion francs, according to the president's state of the nation address.
Why is a euro in Bangui worth exactly 655.957 francs?
From 1994, 100 community francs were worth 1 French franc, and in 1999 the euro replaced it at 6.55957: hence 655.957.
Do francs need to be exchanged when sending money from Bangui to Chad?
No: Chad and the Central African Republic use the same CFA franc.
Can a non-resident send investment income out of the Central African Republic?
Yes: through a bank once taxes are paid, under the investment charter and the community's currency rules.
How long does a transfer to a bank in Bangui take?
2-4 business days for euros and dollars, in 2026.

We will suggest the best way to send your money

We will choose a transfer method for your amount and country, prepare the documents on the origin of the money for the bank, make the transfer through licensed partners and follow it until the money is credited. Ask your question in the chat - the manager will suggest the best terms and the cost. The legal side with banks and government bodies is handled by Murblz specialists and locally licensed partners.

Details and cost are with the manager in the chat. Describe your situation and we will reply right away.

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