How to send money to Fiji in 2026: by bank, to a mobile wallet and for buying a house
In 2026 money reaches Fiji by bank transfer in 1-3 business days or in a few minutes to the recipient's mobile wallet, which now carries more than half of transfers from abroad. The Fijian dollar is pegged to a basket of currencies, and a foreigner buys a plot outside towns on condition of building within 5 years.
You can send money to Fiji by bank transfer to an account in Suva or Nadi, through a money transfer service straight to the recipient's mobile wallet, and with a card from a foreign bank. In the 12 months to September 2025 about $460 million (1,019.1 million Fijian dollars) in transfers from abroad reached the islands, 4.3% more than a year earlier.
The ways to send money to Fiji were checked on 9 October 2026.
| Method | Works now | Credited in | Timing | What for |
|---|---|---|---|---|
| Bank transfer from abroad | yes | Fijian dollars at the bank's rate | 1-3 business days | a house, studies, large payments |
| Transfer to a mobile wallet by phone number | yes | Fijian dollars | a few minutes | family support, daily expenses |
| Money transfer service to an account | yes | Fijian dollars | the same day | regular sums to relatives |
| A card from a foreign bank | yes | Fijian dollars | immediately | a trip and the first weeks on the islands |
Mobile wallets in Fiji: more than half of transfers from abroad
More than half of transfers to Fiji - 52.1% according to the Reserve Bank for 2025 - arrive not in a bank account but in the recipient's mobile wallet. A year earlier the share was 46.8%, and it grows every year.
The wallet is linked to a phone number: the sender only needs the recipient's number and name, the money arrives in a few minutes, and the recipient pays with it in shops, pays for electricity and phone, or sends it on to relatives on other islands. For a family in a village on Vanua Levu this is often more convenient than a bank account in town.
Large sums - for a house, studies or business - still go by bank transfer: wallets have limits per transaction and per month. The Fijian dollar is pegged to a basket of currencies, so it changes smoothly and without jumps. For a bank transfer the sender needs the recipient's name, their account number, the bank's name and the bank's international code; the money is credited in Fijian dollars at the rate on the day of receipt, so for a large payment it pays to compare the rate in advance. How to split family support and a large payment between different methods, we will suggest the best way to send it.
Land and a house in Fiji for a foreigner: what you can buy
A foreigner in Fiji buys a flat in an apartment building in any town, and a plot for a house outside town boundaries on condition of building a house within 5 years. This is a rule of the land sales law: since 2014 residential land within town boundaries has been sold only to residents of the country, and since 1 August 2023 the construction period has been extended from 24 months to 5 years.
A separate route is villas and apartments in tourist complexes and hotels: foreigners buy them in resort areas too. The price is transferred to a lawyer's trust account, which holds the money until the deal is registered and then settles with the seller. Before the transfer the lawyer checks in the register that the plot belongs to the seller and is not held by them on a long-term lease of communal land.
A transfer for a purchase is conveniently split into a deposit when signing the contract and the balance by registration, and for building a house outside a town into payments by construction stage. If the deposit has to be paid this week, find out the transfer terms from a manager.
A transfer to Fiji from $10,000: what the bank asks
Data for 2026.
| Amount | What a bank in Fiji asks | How to prove it |
|---|---|---|
| up to $10,000 | who the recipient is and why the transfer | the payment purpose |
| $10,000-$100,000 | the source of the money and the link to the recipient | statements for 3-6 months, an income certificate or a contract |
| from $100,000 | the path of the money from the original source and the purpose of the investment | a contract for the sale of a flat or business, an inheritance, dividends, a purchase contract in Fiji |
Banks in Fiji look at a large transfer as closely as banks in Australia and New Zealand, so documents on the origin of the money are collected before sending. Is the transfer stuck at the sender's bank check? There are usually legal working options: a manager will choose them for your case. The procedure for large transfers is on the capital relocation page.
We will help you send money to Fiji
Mistakes cost more than fees: a deposit paid directly to the seller instead of a lawyer's trust account, a plot within town boundaries instead of an option open to a foreigner, a large sum to a mobile wallet that runs into the limit. We will help you avoid them: we will choose a route for the amount and the sending country, prepare documents on the origin of the money, carry out the transfer through licensed partners and follow it through to crediting.
Details and the cost are with a manager in the chat: they depend on the amount, the sending country and the purpose of the transfer.
Where money from Fiji goes
From Fiji money is most often sent to Australia and to New Zealand - for children's studies and to relatives who work there. Neighbouring Vanuatu is chosen for a second passport and a company.
Sending money to neighbouring countries
- Vanuatu - the national currency is the vatu
- Australia - the Australian dollar
- New Zealand - the New Zealand dollar
- Samoa - to family and for leasing communal land
- Solomon Islands - a dollar pegged to a basket of 5 currencies
- Papua New Guinea - the kina and land leased for 99 years
All countries for capital and the procedure for a large transfer are on the capital relocation page.
FAQ
Can I send money to Fiji to a mobile wallet?
Are transfers to Fiji from abroad growing?
Can a foreigner buy land in Fiji?
How many years are given to build a house in Fiji after buying a plot?
We will suggest the best way to send your money
We will choose a transfer method for your amount and country, prepare the documents on the origin of the money for the bank, make the transfer through licensed partners and follow it until the money is credited. Ask your question in the chat - the manager will suggest the best terms and the cost. The legal side with banks and government bodies is handled by Murblz specialists and locally licensed partners.
Details and cost are with the manager in the chat. Describe your situation and we will reply right away.
Check transfer termsHow we handle a transfer: 4 stages → · Country rules checked