How to send money to Belarus in 2026: euros, dollars and the national currency
In 2026 money reaches Belarus by bank transfer in euros or dollars to an account at a Belarusian bank in 1-3 business days, and through a money transfer service to a Belarusian bank card within a day. Up to $10,000 the card number and name are enough; for a large sum the bank asks about the source.
In short
- Euros from Poland, Germany and other EU countries go to an account at a Belarusian bank that works with EU banks in 1-3 business days.
- A money transfer service credits a Belarusian bank card within a day.
- An account at a Belarusian bank is opened in the national currency (BYN), dollars and euros.
- The state guarantees individuals' deposits at 100%.
In detail
Which route to choose depends on who the money is for and why. Routes checked on 9 October 2026.
| For whom and why | How to send | What to prepare |
|---|---|---|
| Help for parents or children in Minsk, Gomel, Brest | through a money transfer service to a Belarusian bank card, or by bank transfer to an account | the card number and the recipient's name, or the account details |
| Tuition at a Belarusian university | a bank transfer to the university's account under the contract | the contract with the university and the invoice |
| Your own savings when moving | from your own account to your own account at a Belarusian bank in dollars or euros; the account is opened with a passport at a branch | an account statement; from $10,000, an income certificate or a contract showing where the money came from |
| Money from selling a flat | one bank transfer to your own account at a Belarusian bank | the sale contract and a statement showing the money received from the buyer |
| A transfer from Poland, Germany or Lithuania | a bank transfer in euros to an account at a Belarusian bank that works with EU banks, 1-3 business days | the 28-character account details and the purpose of the payment |
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All ways to send money to Belarus: currency, limit and timing
Euros from the EU go to all Belarusian banks except seven on the EU lists, so for such a transfer the recipient keeps an account at one of the other banks. The state guarantees individuals' deposits in Belarus at 100%.
| Method | In 2026 | Received in | Limit | Time | What you need |
|---|---|---|---|---|---|
| Money transfer service | works, to a Belarusian bank card; checked on 9 October 2026 | BYN | the service's limits per transfer | from minutes to a day | the card number and the recipient's name |
| Bank transfer from the EU | works to banks outside the EU list | euros, dollars | no cap on the amount, the bank checks the recipient against its own lists | usually 1-3 business days, longer with a review | the Belarusian bank's details and the purpose of the payment |
| Bank transfer from the USA | works to banks outside the US list | dollars | no cap on the amount, the recipient's bank must be outside the list | usually 1-3 business days | the details and the purpose of the payment |
| Transfer between your own accounts in Belarus | works | BYN, dollars, euros | at the bank's tariff | from seconds to a day | the account or card number |
The National Bank of Belarus rate on 7 October 2026 is 3.0739 BYN per dollar. The bank lists in the table were checked on 8 October 2026.
Limits by amount and method are covered in the article on how much you can send abroad, and preparing a large payment in the article on sending a large sum.
An account at a Belarusian bank: currency and crediting fee
Belarusian banks open accounts in the national currency, dollars and euros. The recipient's bank charges a crediting fee at its own tariff, especially if the money arrived on a card of another bank, and a manager will check the tariff for your case in advance. For regular help to family an account in the currency of the transfer is more convenient: the money does not lose value on a double exchange.
A Belarusian bank opens a currency account with a passport and issues a card for it. It is convenient for the recipient to give the sender both the card number and the account details at once: the first is faster for small sums, the second more reliable for large ones.
Money from the EU and the USA: which banks the payment reaches
A transfer from the EU and the USA to Belarus works if the recipient's bank is chosen correctly. For an individual there are four facts:
- international payments are received by Belarusian banks connected to the international payment messaging system, and since 2022 not all of them are connected;
- since 18 July 2025 EU banks work with all Belarusian banks except four state-owned banks and their subsidiaries;
- since 2 December 2025 three more Belarusian subsidiary banks have been added to this list;
- in 2026 the USA widened the range of Belarusian banks that American banks work with, while several banks remain on its list.
So a transfer from an EU bank to Belarus goes through lawfully and smoothly when the recipient has an account at a bank outside the list and the purpose of the payment is clear: help for family, payment for medical treatment or study. The sender's bank checks the recipient and their bank against its own lists, so the details and the purpose are prepared before the transfer.
If your bank does not make such a payment directly, working lawful options exist: describe your situation to a manager, and they will check the route for your case.
In the other direction the rule is this: citizens and residents of Belarus keep up to $120,000 (€100,000) in deposits at an EU bank, and with citizenship or a residence permit of an EU country without this threshold. How these rules work at a German bank is shown in the article how to send money to Germany.
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Transfer amount and documents for a Belarusian bank
- Up to $10,000. A transfer to a card or account goes through at the banks' tariffs by card number or account details.
- From $10,000 to $100,000. The Belarusian bank will ask about the source of the money and the purpose, and the sender's bank in a third country will check the Belarusian bank against its own lists.
- From $100,000. A large sum is planned together with the choice of bank: it determines from which countries the payment goes through directly. Lawful routes for large sums are collected in the capital relocation section.
For such an amount discuss the route with a specialist: they will choose a path by which the bank accepts a payment from your country. The state guarantees individuals' deposits at Belarusian banks at 100% with no upper limit.
Sending money to neighbouring countries
- Poland - zloty or euros to your own account
- Latvia - a residence permit through a company
- Kazakhstan - tenge to your own account
- Armenia - an account in one visit
- Moldova - euros under European rules
We choose a lawful path for a large sum from any country as part of our capital relocation service.
FAQ
Does a transfer from the EU reach Belarusian banks?
Does Belarus guarantee bank deposits?
In which currencies can an account at a Belarusian bank be opened?
How do I send money to Belarus from Poland or another European country?
How do I send money to Belarus from Kazakhstan, the USA or Israel to a card or account?
We will suggest the best way to send your money
We will choose a transfer method for your amount and country, prepare the documents on the origin of the money for the bank, make the transfer through licensed partners and follow it until the money is credited. Ask your question in the chat - the manager will suggest the best terms and the cost. The legal side with banks and government bodies is handled by Murblz specialists and locally licensed partners.
Details and cost are with the manager in the chat. Describe your situation and we will reply right away.
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