Investment property: Singapore
Singapore is one of the most mature and transparent property markets in the world, with reliable title registration and predictable regulation.
Foreigners can freely buy condominium apartments, but landed homes require special government approval, with Sentosa Cove as the main exception. The key constraint is tax policy: foreign buyers pay an Additional Buyer's Stamp Duty of 60 percent of the price, one of the highest barriers for non-residents anywhere. Singapore has no residency or citizenship by real estate programs - this is a market for buyers who value asset quality and legal protection, not an immigration bonus.
We help you run the numbers soberly before committing: the full cost including taxes and duties often changes the original idea. From there we source properties that fit your goal, verify legal cleanliness and developer terms, manage the transaction and help structure ownership with tax consequences in mind. If your real goal is relocating to Singapore, we will tell you honestly that property does not deliver that, and outline which immigration routes exist separately from the purchase. We make no return promises - in Singapore, disciplined math and asset quality do the work.
Stamp duties on buying and selling homes
| Duty | Rate | Who pays |
|---|---|---|
| Buyer's Stamp Duty (BSD) | progressive from 1% to 6% of the price | all buyers |
| Additional Buyer's Stamp Duty (ABSD) for foreigners | 60% of the price since 27 April 2023 | foreigners |
| Seller's Stamp Duty (SSD) on a sale within 4 years | 16%, 12%, 8% or 4% depending on the year, for purchases from 4 July 2025 | seller |
Nationals of the USA, Iceland, Liechtenstein, Norway and Switzerland are treated like Singapore citizens for ABSD under free trade agreements: on a first home it is effectively not charged, leaving only BSD of up to 6%.
We will calculate online the full purchase cost for your budget: taxes, fees and transaction costs.
Annual property tax
The tax is charged on the property's annual value as set by IRAS, not on the price. For homes not occupied by the owner, including rented ones, rates since 2024 range from 12% to 36% in bands: 12% on the first SGD 30,000 of annual value, 20% on the next 15,000, 28% on the next 15,000 and 36% above 60,000.
Landed homes
A foreigner can buy a landed home on the main island only with approval from the Land Dealings Approval Unit, which is rarely granted and usually to permanent residents with a significant economic contribution. Sentosa Cove has simpler rules for foreigners.
Dollar amounts at the European Central Bank rate of 05.10.2026, one dollar about SGD 1.28.
What we do
- Property shortlist for your investment goal
- Legal due diligence on the property
- End-to-end transaction support
- Ownership structuring (company, trust)
- Property management and letting
See also
Company formation · Business account · Personal account · Country taxes · All country programs
FAQ
Can a foreigner buy property in Singapore?
Does buying property in Singapore grant residency?
Where do I start with buying property in Singapore?
How much does a foreigner pay when buying a flat in Singapore?
Is there a duty on a quick resale?
What is the property tax on a rented flat in Singapore?
Can a foreigner buy a landed home in Singapore?
Choosing property in Singapore?
We shortlist Singapore properties open to foreigners, factor in the additional stamp duty for foreign buyers and review the documents. Every country is in the searchable catalogue.
The Murblz consultant replies straight away in the chat on this page. Describe your situation and we will work it out together.
Free consultation